The Reserve Bank of India (RBI) has kept the policy repo rate unchanged at 5.25%.
This decision was made by the RBI’s Monetary Policy Committee (MPC).
All members of the MPC agreed on this choice
What is the Repo Rate?
The repo rate is the interest rate at which RBI lends money to commercial banks.
Keeping it the same means banks will likely keep loan and deposit rates steady in the near future
RBI Maintains a Neutral Policy Stance
Neutral Stance Meaning?
RBI will neither push for lower rates nor hike them immediately — this is called a neutral stance.
This approach balances growth and inflation control.
Why Neutral?
RBI wants to see how past rate changes are affecting the economy before making new moves.
It helps ensure inflation stays under control while supporting growth.
RBI’s View on Economy and Inflation
Inflation Outlook: RBI said inflation is under control and within acceptable limits.
Growth Outlook: RBI noted that economic growth remains strong.
Background: Recent Repo Rate Changes
The RBI had reduced the repo rate earlier during the last year to support growth. The current rate of 5.25% follows those earlier steps.
Policy Rates at a Glance
Policy Repo Rate: 5.25%
Standing Deposit Facility Rate: 5.00%
Marginal Standing Facility Rate: 5.50%
Bank Rate: 5.50%
Fixed Reverse Repo Rate: 3.35%
CRR: 3.00%
SLR: 18.00%
IAS-2026 - OPTIONAL / GEOGRAPHY / PUBLIC ADMINISTRATION / SOCIOLOGY / ANTHROPOLOGY / ORIENTATION ON 03 & 04-10-2025 
